With this project we wanted to give support for a correct approach to the financial management of their own needs and requirements to young people who are already consumers, users of services, holders of banking products, authors of financial transactions and carry out very diversified economic operations both for income and expenses without having any form of financial education and without worrying too much about the negative (or positive) repercussions that their behavior can cause. Through the use of music, videos, financial education apps and storytelling, this project had the following objectives: - promote knowledge and understanding of complex economic and social phenomena through non-formal education; - solicit interest and motivation to question contemporary economic, financial and social issues; - raise awareness among participants on the risks of indebtedness of young consumers, a privileged target of marketing and of strong pressures on consumption and consumer credit; - promote the habit of conscious management of money and the habit of "zero waste" among young people; - strengthen the ability to know how to orient oneself independently and responsibly in basic financial management and in planning one's investments. - promote active citizenship through financial education and entrepreneurship.
Financial education in our country has historically been very limited but today the theme of financial culture and in general of economic citizenship is an important point in the growth path of the new generations who are not sufficiently prepared with respect to money management because usually they always have a figure available that does not force them to make alternative choices on the destination of the resources. Furthermore, the fact that for regulatory reasons, youth work, even for limited periods of time, is poorly encouraged, does not help children experience the effort to earn money and the satisfaction they experience. Today more than ever there is a need for support for young people to correctly approach the financial management of their needs and requirements. Before starting this project, we conducted a survey on a sample of 200 young people with a test developed in cooperation with the Sicilian Consumers Association, to verify the basic knowledge of our target groups on current issues such as the relationship with money and its management, payment instruments and interaction with the bank, entrepreneurship and management of one's economic future through savings and social security. This survey revealed that young people are already consumers, users of services, holders of banking products, authors of financial transactions and perform very diversified economic operations both for income and for expenses, without however having any form of financial education in a economic context very difficult , with a certain disorientation in the face of increasingly complex services and without worrying too much about the fact that wrong (or right) choices even at a young age can have very negative (or positive) repercussions throughout the cycle life of an individual. All the young people involved in the research were inclined to say that the only financial literacy elements possessed were acquired informally and that they need advice on money management and these data encouraged us to promote a financial education project using the educational and economic resources offered by the Erasmus + Program. Through the use of music, videos, financial education apps and storytelling, this project has the following objectives: - promote knowledge and understanding of complex economic and social phenomena through non-formal education; - solicit interest and motivation to question contemporary economic, financial and social issues; - sensitize the participants on the risks of indebtedness of young consumers, the preferred target of marketing and of strong pressures on consumption and consumer credit - to promote the habit of conscious money management and the habit of "zero waste" among young people. - strengthen the ability to be able to orientate independently and responsibly in basic financial management and in planning one's own investments. - promoting active citizenship through financial education and entrepreneurship. Both the European Council and Parliament have encouraged Member States to increase their commitment to spreading financial education across the Union by including financial education among the guiding principles of sustainable development. In line with what is highlighted in the "AGENDA 2030 for sustainable development "developed by the United Nations which considers financial literacy an important factor for the development of a country and, more generally, of society, in particular in multiethnic contexts and characterized by the globalization of trade and particularly useful for reaching some of the 17 objectives identified on the AGENDA as priorities between now and 2030.