Our main objectives were: - to review the existing range of projects and initiatives for youth financial education, - to create and test a financial education tool for young people, - to increase the ability to understand basic financial education slogans among young people, - convincing young people that finance should not be treated as a taboo subject. We wanted to create a financial education program for young people that would give tools to both educators and young people themselves to acquire this knowledge. Financial education support at the beginning of a career path provides better opportunities for excluded youth as well. By creating a training manual, we gave educators a ready-to-use tool for working with young people. The publication on good practices in Poland and Spain indicates which methods have worked in these countries in the financial education of young people.
Financial literacy and the ability to use the offering of financial institutions is, by the definition of the World Economic Forum, one of the 16 basic skills of the 21st century. Meanwhile, the problem is very low awareness and lack of knowledge and skills in managing one's budget, saving, securing one's financial future, and the still growing tendency of young people to get into debts. Such low awareness and insufficient financial knowledge of the public can lead to a worsening of social inequality, financial and social exclusion. The problem of financial education is becoming important. In order to improve the situation in which young Poles find themselves, as well as to prevent social exclusion, we decided to create an initiative focused on increasing the knowledge of young people in understanding personal finances.