The project Currency of Time was developed in response to the identified needs of young people from the partner communities in Germany, Romania, Slovakia and Hungary, as well as in alignment with the priorities of the Erasmus+ Programme and the European Union. The preparation phase and the experience of the partner organizations in youth work showed that many young people aged 18-23 face difficulties in managing their time and personal finances, mainly due to the limited presence of these topics within formal education systems. This lack of competences often leads to poor decision-making, increased stress, reduced productivity and long-term financial instability. At the same time, partners observed that a significant number of young people are entering a stage of increased independence (higher education, employment or transition to the labour market) without the practical life skills required to plan their time efficiently, manage expenses, set realistic goals and make informed financial decisions. These needs were consistently identified through previous Erasmus+ experiences, discussions with young people and the daily work of the partner organizations with youth from their local communities. The project was designed to address these challenges by creating a non-formal, international learning environment where participants could develop practical competences in time and financial management, while also strengthening transversal skills such as planning, responsibility, self-awareness, communication and problem-solving. The project contributed to key Erasmus+ horizontal priorities and Youth Goals by: · promoting inclusion and equal access to essential life skills, particularly for young people facing social, economic or geographical obstacles; · supporting quality non-formal learning and the development of practical life competences (Youth Goal #8 - Quality Learning); · improving access to understandable, youth-friendly information and tools for everyday decision-making (Youth Goal #4 - Information and Constructive Dialogue); · contributing to the EU priority of building “an economy that works for people” by strengthening young people’s capacity for responsible financial behavior and long-term planning. The overall goal of the project was: To develop theoretical and practical knowledge and skills in time and financial management among 32 young people aged 18-23 from Germany, Romania, Slovakia and Hungary by the end of the project. The specific objectives were: O1. To increase time management competences of at least 32 young people aged 18-23 from the partner communities by the end of the project. O2. To develop financial management competences of at least 32 young people from the partner communities by the end of the project. O3. To strengthen the capacity of the partner organizations to promote time and financial education within their local communities by the end of the project. Through these objectives, the project aimed to support young people in developing sustainable habits related to planning, prioritization, budgeting and goal setting, contributing to their personal independence, employability and long-term social and economic inclusion.