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#OurInclusiveBlockchain - financial education accesible & safe

2025-1-RO01-KA152-YOU-0003050762025Mobility of young peopleongoing
Countries: RO|BG|UA|TR|PL · Grant: €34,850
Digital skills and competencesDigital transformation planning and implementationTackling geographical remoteness and involving rural areas

Objectives

The rapid rise of blockchain technology and cryptocurrency has created a new financial landscape that is highly attractive to young people, yet also full with risks and misconceptions. The young people in our associations, while interested in the subject, are often misled by the online image of crypto as a quick money-making machine without understanding the underlying technology, leaving them vulnerable to poor financial decisions. Through #OurInclusiveBlockchain Erasmus+ project, we set out to equip young people with essential financial literacy skills related to blockchain technology, cryptocurrency and digital financial risks, using a practical and youth-friendly approach. By the end of the project we had fully achieved this aim: through non-formal education, experiential learning and peer collaboration, we empowered participants to critically analyse financial opportunities, recognise scams and make informed financial decisions. From a youth work perspective, our objectives focused on education, inclusion, empowerment and capacity-building, and each of them was met: 1. Increase financial literacy in digital assets. Many of the young people involved had been drawn to blockchain and cryptocurrency without fully understanding the underlying technology or the financial risks. The project delivered practical workshops, real-life case studies and hands-on learning experiences that helped all 30 participants aged 16–20 develop basic competences in fundamental financial principles related to blockchain, cryptocurrency and investment risks, adopting a more responsible approach to digital finance. 2. Enhance critical thinking and scam awareness. We guided participants in identifying fraudulent financial schemes, misleading investment promises and high-risk digital assets. Through interactive exercises, scam analysis and peer discussions, participants strengthened their ability to apply this knowledge in real-life situations, with the large majority able to identify and assess common blockchain-related scams by the end of the exchange. 3. Develop practical knowledge through experiential learning - creating an impactful educational resource. Participants co-created a documentary explaining key financial risks and blockchain concepts in simple language, using real stories and study cases. This became the project's most valuable output: a long-lasting peer-education tool accessible to young people well beyond the project itself. 4. Foster digital and social inclusion. The project actively involved young people with fewer opportunities, with at least 50% of participants coming from disadvantaged backgrounds (facing social, geographical, and cultural barriers). We created an inclusive learning space where participants from different socio-economic backgrounds shared experiences and learned together, ensuring that financial literacy education was accessible to all. 5. Enhance the basic knowledge and experience of participating organization in blockchain and financiar literacy projects. The project provided the partner NGOs with structured methodologies, tools, and direct experience in delivering blockchain-related financial literacy initiatives, enabling them to integrate financial education topics into their ongoing youth work and future Erasmus+ projects. By implementing this project, we not only addressed a crucial knowledge gap in financial literacy, but also empowered young people to become more responsible digital citizens, capable of navigating the modern financial landscape with confidence. Each objective was approached through experiential, youth-led methods, ensuring that the learning was both relevant to participants' real lives and transferable to their communities after the exchange.

Project partners (5)