The financial literacy and personal finances skills of young people in Europe are currently insufficient to meet the growing demands of ever evolving modern economies and societies. According to the OECD/INFE 2023 International Survey of Adult Financial Literacy, financial literacy and personal finances remains a significant challenge for adults and young people. Only 39% of adults across the participating OECD countries, including EU countries, reach the minimum financial literacy score of 70 out of 100. Again, according to this study, only 53% of surveyed adults across participating countries could answer at least three out of five financial literacy questions correctly, indicating a critical need for more comprehensive financial education efforts. This reflects significant gaps in financial literacy, particularly among younger people. Based on this survey, the young adults aged 15-30 are facing substantial challenges in meeting these financial literacy benchmarks, especially in understanding core concepts like interest rates and inflation. Especially vulnerable are the young people with fewer opportunities, such as those facing socio-economic challenges, coming from migrant backgrounds, or living in rural and remote areas are lacking knowledge and skills in finances and money management. These groups often experience financial instability and are at a greater risk of social exclusion. Project “Youthvestment: The Greatest Return Comes from Investing in Youth” aims to equip the youth workers, youth leaders, mentors, youth mediators, volunteers and people actively involved in youth work with the necessary tools, methodology and training to educate and support young people in improving their financial literacy and personal finance management skills. With this project, our team aims to promote inclusion and enable young people, especially those from disadvantaged backgrounds, to become more financially self-reliant and confident, fostering better social inclusion and enabling them to participate more fully in society. The main aim of the project is to improve the financial literacy and personal finances skills of young people in Europe by providing the youth workers with the training and resources to effectively educate and support them in these areas. Project objectives: - To enhance the capacity of youth workers to deliver effective financial literacy education through specialized training programs. - To equip the participants with innovative tools and digital resources to engage young people in learning about personal finance management. - To address the financial challenges faced by young people from marginalized backgrounds by providing youth workers with the skills to support these groups specifically. - To foster peer-learning environments where youth workers and young people can share best practices and experiences related to financial literacy. - To promote social inclusion by empowering young people from socio-economically disadvantaged groups to improve their financial skills, thus reducing the risk of social exclusion. - To raise awareness among young people about the importance of long-term financial planning and responsible financial behavior, promoting active citizenship through economic empowerment. By focusing on the financial inclusion of young people with fewer opportunities, this project directly contributes to the Erasmus+ priorities of Inclusion and Diversity as well as Participation in Democratic Life. It also incorporates digital tools in training, aligning with the Digital Transformation priority.