By implementing this project, we aim to respond to a clear and growing need among young people in Europe: the lack of practical financial knowledge and confidence to make informed money decisions. According to the OECD/INFE 2020 International Survey, only 53% of young adults across EU countries are considered financially literate, and many report feeling unprepared when faced with everyday financial tasks. In a world where the cost of living continues to rise, digital spending habits are changing fast, and financial decisions can shape long-term freedom or dependence, this is no longer just a knowledge gap,it’s a barrier to inclusion, autonomy, and well-being. As young people actively involved in shaping this project, we see financial literacy as more than numbers and budgets. It’s about self-respect, personal choice, and freedom. As one of our participants said during the preparation phase, “When you don’t understand money, it ends up controlling you. Once you learn, you feel like you can finally breathe." That insight became one of the driving forces behind the project design. We want to empower young people with practical financial knowledge, self-awareness, and confidence to make informed money decisions that support their independence and well-being. Our goal is to create a space where financial literacy becomes accessible, engaging, and deeply connected to young people’s real-life challenges and aspirations. Through non-formal education methods like world café discussions, storytelling, simulations, games, creative content creation, and reflection, we aim to build financial competence in a way that’s inclusive and youth-friendly. Our main objectives are: * to improve young people’s understanding of basic financial concepts such as budgeting, saving, debt, and investing * to help participants apply financial knowledge in real-life situations through interactive simulations and practical activities * to strengthen young people’s decision-making and problem-solving skills related to personal finance * to raise awareness about the emotional and psychological aspects of spending and money management * to increase confidence in managing personal finances and reduce anxiety or shame linked to financial topics * to promote responsible financial behaviors and long-term thinking among young people * to create youth-friendly tools and resources such as a personal finance guide, podcast episodes, videos, and an illustrated money tips booklet * to encourage peer-to-peer learning and teamwork in developing creative solutions to financial challenges * to connect participants with the Erasmus+ programme by teaching them how to manage travel costs, plan trip budgets, and explore mobility opportunities more confidently By the end of the project, we will have not only improved our own financial skills but also co-created useful tools, such as “My Money Map,” social media campaigns, and community events, that will continue supporting young people and youth workers long after the exchange is over. We believe that financial literacy is a right, not a privilege, and this project is our way of making that belief real and visible in youth work across Europe.