In the rapidly evolving landscape of the 2026 digital economy, youth workers are increasingly finding themselves on the front lines of a new kind of vulnerability: economic and digital disenfranchisement. By implementing the "InvestED" project, we aim to initiate a professional "paradigm shift" within the youth work sector. We want to move away from the traditional, reactive approach of "poverty management"—which often focuses only on survival and basic budgeting—and instead move toward a proactive model of wealth education and strategic financial mentoring. Our goal is to ensure that youth workers are not just providing social support, but are equipped to act as high-level mentors who can guide young people toward long-term stability, ethical asset building, and digital sovereignty in a post-cash society. To achieve this, we have established five core objectives that redefine financial literacy through the lens of modern youth work practice: Methodological Innovation (O1): We seek to bridge the gap between complex economic concepts and grassroots education by developing the "Financial Pedagogy Toolkit." This objective focuses on creating tested, non-formal education (NFE) activities—such as the "Stock Market Role-Play" or "The 50/30/20 Simulation"—that allow youth workers to translate intimidating market data into accessible, hands-on learning experiences. Cultivating a Wealth Mindset (O2): From a practice perspective, we aim to reskill youth workers in the psychology of wealth and strategic asset allocation. By moving the focus to long-term assets like ETFs and diversified portfolios, we empower practitioners to inspire a "future-proof" mindset in youth, shifting the narrative from short-term speculation to long-term preservation. Inclusivity and Language Accessibility (O3): A major objective is to dismantle the "language barrier" of finance. We aim to embed cultural sensitivity into our tools, using visual aids and simplified terminology so that financial literacy becomes a tool for social inclusion, specifically reaching youth with fewer opportunities who are often excluded from high-level economic discourse. Digital Sovereignty and Security (O4): In an era of "Finfluencer" scams and digital fraud, we aim to provide youth workers with the technical skills to promote safe digital participation. This objective focuses on mastering online payment security and cyber-fraud recognition, ensuring mentors can protect their target groups from digital financial exploitation. Building a European Mentoring Network (O5): Finally, we want to achieve a sustainable, cross-border community of practice. By connecting 16 professionals from Croatia, Spain, Portugal, and Latvia, we are building a long-term support system. This network will serve as a platform for peer-learning and the sharing of financial best practices, ensuring that the innovation sparked in Rijeka continues to evolve across the Mediterranean and Baltic regions. Through these objectives, "InvestED" seeks to upgrade the professional profile of the youth worker. We are not just teaching people how to save; we are training a new generation of European educators to lead their communities toward economic resilience and digital autonomy.